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Table 1.

Methodology summary.

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Fig 1.

Conceptual framework.

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Table 2.

Study objectives and statistical tests.

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Fig 2.

Gender distribution of the sample.

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Fig 3.

Age group distribution of the sample.

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Fig 4.

Education distribution of the sample.

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Fig 5.

Income source distribution of the sample.

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Fig 6.

Income level distribution of the sample.

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Table 3.

Sampling adequacy.

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Table 4.

Exploratory Factor Analysis (EFA).

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Table 5.

Cronbach’s Alpha test for questionnaire codes.

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Table 6.

Frequency analysis for the questionnaire codes.

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Table 7.

Levene’s test of equality of error variances.

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Table 8.

ANOVA summary table for homeowner demographics.

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Table 9.

B Coefficient for non-categorical variables.

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Table 10.

Post hoc tests for income variable where the variances among the groups are unequal.

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Fig 7.

Summary of the findings.

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Fig 8.

Highest level of qualification in England and Wales 2011–2021 [75].

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