Table 1.
Model Design Analysis.
Fig 1.
Comparative Evaluation of Classification Performance across Models(a) Accuracy results; (b) Precision results; (c) AUC comparison; (d) Log Loss assessment.
Fig 2.
Assessment of Model Generalization Ability and Computational Stability(a) Validation accuracy trends; (b) Overfitting gap analysis; (c) Inference time per sample; (d) Model parameter size comparison.
Table 2.
Ablation Study Results.
Table 3.
Robustness Evaluation Results.
Fig 3.
Case Study of Credit Risk Assessment Based on Annual Report Texts(a) Manufacturing sector company analysis; (b) Real estate sector company analysis; (c) Financial services sector company analysis; (d) Technology sector company analysis.