Fig 1.
Conceptual model.
Table 1.
Socio-demographics of respondents (n = 400).
Table 2.
EFA and CFA results.
Table 3.
Results of discriminant validity.
Table 4.
Structural model results.
Fig 2.
The moderating role of personal innovativeness on innovation resistance and usage barriers.
Fig 3.
The moderating role of personal innovativeness on innovation resistance and risk barriers.
Fig 4.
The moderating role of personal innovativeness on innovation resistance and value barriers.
Fig 5.
The moderating role of personal innovativeness on innovation resistance and tradition barriers.
Fig 6.
The moderating role of personal innovativeness on innovation resistance and image barriers.
Fig 7.
The moderating role of personal innovativeness on innovation resistance and compatibility.
Fig 8.
The moderating role of personal innovativeness on innovation resistance and trialability.
Fig 9.
The moderating role of personal innovativeness on innovation resistance and relative advantage.