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Fig 1.

Feature distribution histogram, where 0 = low, 1 = medium and 2 = high.

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Table 1.

Dataset description.

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Fig 2.

Feature distance calculation using a dendrogram graph.

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Fig 3.

Correlation matrix heatmap.

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Table 2.

Dataset distribution between train and test sets.

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Table 3.

Feature importance values extracted using RF.

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Fig 4.

Decision boundary plotting for SVM.

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Fig 5.

LIME explanation of a "High" risk class.

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Fig 6.

Decision tree explanation.

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Fig 7.

One tree is represented by the random forest model.

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Fig 8.

A confusion matrix shows the classification result (in %) of test data using four ML models.

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Table 4.

Detailed results of four ML models on the overall test dataset.

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Fig 9.

Learning curves for four models before parameter tuning.

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Table 5.

Comparison of results due to parameter tuning for five k-fold cross-validation.

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Fig 10.

Learning curves after parameter tuning for four models.

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Table 6.

Result comparison among literature and this work.

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