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Fig 1.

Proposed model and hypotheses (H).

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Fig 2.

Overview of the methodology followed.

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Table 1.

Constructs, measurement items, and calculation of Cronbach’s alphas for the proposed model.

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Table 1 Expand

Table 2.

Results of path analysis and hypothesis testing of model constructs.

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Table 2 Expand

Table 3.

Incidence of control variables on intention to use.

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Table 3 Expand

Table 4.

The goodness of fit indexes of the proposed model.

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Table 4 Expand