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Fig 1.

Hypothesized conceptual model.

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Fig 1 Expand

Table 1.

Coefficient of correlations of variables.

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Table 1 Expand

Table 2.

Results of regression analysis for FWB Model.

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Table 2 Expand

Fig 2.

Simple mediation model.

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Fig 2 Expand

Table 3.

Total, Direct, and indirect effects of financial knowledge, internal LOC, and external LOC on FWB (Bootstrap = 5000).

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Table 3 Expand

Table 4.

Coefficient model of financial behavior on the relationship between financial knowledge, internal LOC, external LOC and FWB.

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Table 4 Expand

Table 5.

Results of OLS and 2SLS.

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Table 5 Expand