Fig 1.
Possible functional forms of the relationship between cognitive ability and financial well-being.
Fig 2.
Histogram of cognitive ability scores at age 10.
Table 1.
Descriptive statistics of financial well-being measures, as well as childhood and adult covariates.
Table 2.
Correlation table of financial well-being measures as well as childhood and adult covariates.
Fig 3.
Total debt across levels of cognitive ability.
Fig 4.
Debt-to-income ratio across levels of cognitive ability.
Fig 5.
Proportion of those who hold credit or store card debt across levels of cognitive ability.
Fig 6.
Total savings across levels of cognitive ability.
Fig 7.
Asset-to-income across levels of cognitive ability.
Fig 8.
Probability of pension membership across levels of cognitive ability.
Table 3.
OLS regression model for the relationship between cognitive ability and debt usage.
Table 4.
OLS regression model for relationship between cognitive ability and debt-to-income ratio.
Table 5.
Logistic regression model for the relationship between cognitive ability on having credit or store card debt.
Table 6.
OLS regression models for the relationship between cognitive ability and total savings.
Table 7.
OLS regression models for the relationship between cognitive ability and the asset-to-income ratio.
Table 8.
OLS logistic regression models for the relationship between cognitive ability and pension scheme ownership.
Table 9.
OLS logistic regression models for the relationship between cognitive ability on holding an investment.
Fig 9.
Probability of holding an investment account across levels of cognitive ability.
Fig 10.
Financial stress across levels of cognitive ability.
Table 10.
OLS regression models for the relationship between cognitive ability and financial stress.