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Table 1.

Main predictors of POS adoption and share of P2B electronic payments (combined results from the country-level and merchant-level samples).

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Table 1 Expand

Fig 1.

Example of a conditional classification tree.

Note: This conditional inference tree is obtained from a merchant-sample estimation using the parameters provided by the variable importance plot from the random forest.

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Fig 1 Expand

Table 2.

Factors influencing POS terminal adoption.

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Table 2 Expand

Table 3.

Factors influencing share of electronic P2B payments.

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Table 3 Expand

Fig 2.

Treatment effects on POS adoption (country-level sample).

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Fig 2 Expand

Fig 3.

Treatment effects on the share of P2B electronic payments (country-level sample).

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Fig 3 Expand

Fig 4.

Impact of incentives: Treatment effects on pos terminal adoption (merchant level sample).

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Fig 4 Expand

Fig 5.

Impact of incentives: Treatment effects on the share of merchant P2B electronic payment transactions (merchant-level sample).

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Fig 5 Expand

Table 4.

Summary of treatment effects from the country-level sample.

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Table 4 Expand

Table 5.

Summary of treatment effects from the merchant-level sample.

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Table 5 Expand