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Table 1.

Characteristics of the study samples.

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Table 1 Expand

Table 2.

Items, mean, standard deviation, item-to-total correlation and item source.

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Table 2 Expand

Fig 1.

Scree plot for determining factors of the designed instrument (Sample 1, n = 141).

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Fig 1 Expand

Table 3.

Exploratory factory analysis of the claiming costs scale– 10 items (Sample 1, n = 141).

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Table 3 Expand

Fig 2.

The 3-factor model for the CCS obtained from confirmatory factor analysis (Sample 2, n = 1265).

Note. *p < .001.

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Fig 2 Expand

Table 4.

Item-convergent validity: Item-scale correlation matrix for the three subscales of the CCS (Sample 2, n = 1265).

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Table 4 Expand

Table 5.

Average variance extracted (AVE) and squared inter-construct correlations (Sample 2, n = 1265).

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Table 5 Expand