The impact of digital financial inclusion on bank performance: An exploration of mechanisms of action and heterogeneity

• Jing Zhao,

  Roles Conceptualization, Data curation, Formal analysis, Investigation, Methodology, Project administration, Resources, Software, Validation, Visualization, Writing – original draft

  Affiliation School of Management, Universiti Sains Malaysia, George Town, Malaysia

  ⨯
• Congqi Wang,

  Roles Conceptualization, Data curation, Methodology, Software, Supervision, Visualization, Writing – review & editing

  Affiliation School of Management, Universiti Sains Malaysia, George Town, Malaysia

  ⨯
• Haslindar Ibrahim ,

  Roles Methodology, Project administration, Supervision, Visualization, Writing – review & editing

  * E-mail: haslindar@usm.my

  Affiliation School of Management, Universiti Sains Malaysia, George Town, Malaysia

  https://orcid.org/0000-0002-0134-1486

  ⨯
• Yanpeng Chen

  Roles Data curation, Software, Validation

  Affiliation School of Management, Universiti Sains Malaysia, George Town, Malaysia

  ⨯