A novel framework for enhancing transparency in credit scoring: Leveraging Shapley values for interpretable credit scorecards

• Rivalani Hlongwane ,

  Roles Conceptualization, Data curation, Formal analysis, Investigation, Methodology, Resources, Software, Validation, Visualization, Writing – original draft, Writing – review & editing

  * E-mail: rhlongwa@gmail.com

  Affiliation Graduate School of Business, University of Cape, Cape Town, South Africa

  https://orcid.org/0009-0003-8903-3190

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• Kutlwano Ramabao,

  Roles Conceptualization, Project administration, Supervision, Validation, Writing – original draft, Writing – review & editing

  Affiliation Graduate School of Business, University of Cape, Cape Town, South Africa

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• Wilson Mongwe

  Roles Conceptualization, Project administration, Supervision, Validation, Writing – original draft, Writing – review & editing

  Affiliation Electrical and Electronic Engineering, University of Johannesburg, Johannesburg, South Africa

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