A machine learning approach to the digitalization of bank customers: Evidence from random and causal forests

• Santiago Carbo-Valverde ,

  Roles Conceptualization, Data curation, Formal analysis, Funding acquisition, Investigation, Methodology, Project administration, Resources, Software, Supervision, Validation, Visualization, Writing – original draft, Writing – review & editing

  * E-mail: scarbo@ugr.es

  Affiliations University of Granada, Granada, Spain, Bangor University, Hen Goleg, Bangor, United Kingdom, Funcas, Madrid, Spain, CUNEF, Madrid, Spain

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• Pedro Cuadros-Solas,

  Roles Conceptualization, Data curation, Formal analysis, Investigation, Methodology, Project administration, Resources, Software, Supervision, Validation, Visualization, Writing – original draft, Writing – review & editing

  Affiliations Funcas, Madrid, Spain, CUNEF, Madrid, Spain

  https://orcid.org/0000-0003-0646-321X

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• Francisco Rodríguez-Fernández

  Roles Conceptualization, Data curation, Formal analysis, Funding acquisition, Investigation, Methodology, Project administration, Resources, Software, Supervision, Validation, Visualization, Writing – original draft, Writing – review & editing

  Affiliations University of Granada, Granada, Spain, Funcas, Madrid, Spain

  https://orcid.org/0000-0003-3676-9156

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