About the Authors

Wenjie Zhang

Roles Conceptualization, Data curation, Formal analysis, Funding acquisition, Methodology, Writing – original draft

Affiliations School of Public Administration, Southwestern University of Finance and Economics, Chengdu, China, Fintech Innovation Center, Southwestern University of Finance and Economics, Chengdu, Sichuan, China

Zhiyuan Nong

Roles Visualization, Writing – original draft, Writing – review & editing

Affiliation School of Management Science and Engineering, Southwestern University of Finance and Economics, Chengdu, China

Changyu Hu

Roles Supervision, Validation, Writing – review & editing

huchangyu@nbufe.edu.cn

Affiliation College of International Economics and Trade, Ningbo University of Finance and Economics, Ningbo, China

Competing Interests

The authors have declared that no competing interests exist.