About the Authors

Quang Thu Luu

Roles Conceptualization, Writing – original draft, Writing – review & editing

Affiliation Faculty of Finance, Ho Chi Minh University of Banking, Ho Chi Minh, Vietnam

Hieu Thi Thanh Nguyen

Roles Investigation, Methodology, Software, Writing – original draft

Affiliation School of Finance and International Business, Saxion University of Applied Sciences, Netherlands

Trang Ngoc Doan Tran

Roles Investigation, Methodology, Software

Affiliation Faculty of Finance and Banking, Ho Chi Minh City Open University, Ho Chi Minh City, Vietnam

Tung Thanh Ho

Roles Conceptualization, Supervision, Writing – original draft, Writing – review & editing

hothanhtung@tdtu.edu.vn

Affiliation Faculty of Finance and Banking, Ton Duc Thang University, Ho Chi Minh City, Vietnam

Competing Interests

The authors have declared that no competing interests exist.