About the Authors
- Jiandi Zhang
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Roles Investigation, Methodology, Project administration, Validation, Writing – original draft, Writing – review & editing
Affiliation Shanghai Lixin University of Accounting and Finance, Shanghai, China
- Xiaoqing Guo
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Roles Data curation, Formal analysis, Methodology, Software, Validation, Writing – review & editing
* E-mail: 2022110077@email.cufe.edu.cn
Affiliation School of Insurance, Central University of Finance and Economics, Beijing, China
- Rui Xu
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Roles Supervision, Writing – review & editing
Affiliation Guangdong Branch, Postal Savings Bank of China, Guangzhou City, Guangdong Province, China
- Zhengfa Yang
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Roles Project administration, Supervision
Affiliation China North Industries Institute of Planning and Research, Beijing, China
Competing Interests
The authors have declared that no competing interests exist.