About the Authors

Xiaoling Xue

Roles Conceptualization, Methodology, Writing – original draft, Writing – review & editing

Affiliation School of Business, University of Jinan, Jinan, China

Yunfei Hao

Roles Writing – original draft

haoyf@sdu.edu.cn

Affiliations Journal Publishing Office of Humanities and Social Sciences, Shandong University, Jinan, China, Institute of State Governance, Shandong University, Jinan, China

Jiankang Feng

Roles Formal analysis, Writing – review & editing

Affiliation School of Economics, Shandong Normal University, Jinan, China

Linlin Han

Roles Writing – review & editing

Affiliation School of Economics and Management, Qilu Normal University, Jinan, China

Competing Interests

The authors have read the journal’s policy and have the following competing interests: all four authors are members of the project funded by the National Social Science Fund of China - Key Project (Grant No. 21&ZD088) titled “Measuring Household Economic Risks in China: Causes and Spillover Effects.” This paper is a partial result of that research project. This does not alter our adherence to PLOS ONE policies on sharing data and materials.