About the Authors

Yuan Zhao

Roles Writing – original draft, Writing – review & editing

* zhaoyuan@swufe.edu.cn (YZ); wangjun1987@swufe.edu.cn (JW)

Affiliations School of International Business, Southwestern University of Finance and Economics, Chengdu, China, Fintech Innovation Center, Southwestern University of Finance and Economics, Chengdu, China

Yixi Mei

Roles Data curation, Writing – original draft

Affiliations Fintech Innovation Center, Southwestern University of Finance and Economics, Chengdu, China, School of Management Science and Engineering, Southwestern University of Finance and Economics, Chengdu, China, The Financial Intelligence and Financial Engineering Key Lab of Sichuan Province, Southwestern University of Finance and Economics, Chengdu, China

Jun Wang

Roles Methodology, Supervision

* zhaoyuan@swufe.edu.cn (YZ); wangjun1987@swufe.edu.cn (JW)

Affiliations Fintech Innovation Center, Southwestern University of Finance and Economics, Chengdu, China, School of Management Science and Engineering, Southwestern University of Finance and Economics, Chengdu, China, The Financial Intelligence and Financial Engineering Key Lab of Sichuan Province, Southwestern University of Finance and Economics, Chengdu, China

Competing Interests

The authors have declared that no competing interests exist.