About the Authors

Nguyen Thi Quy

Roles Data curation, Formal analysis, Funding acquisition, Investigation, Methodology, Writing – original draft

quynt22702@sdh.uel.edu.vn

Affiliations University of Economics and Law, Ho Chi Minh City, Vietnam, Vietnam National University, Ho Chi Minh City, Vietnam

Nguyen Chi Hai

Roles Conceptualization, Supervision, Writing – review & editing

Affiliations University of Economics and Law, Ho Chi Minh City, Vietnam, Vietnam National University, Ho Chi Minh City, Vietnam

Ha Thi Thieu Dao

Roles Conceptualization, Supervision

Affiliation Ho Chi Minh Banking University, Ho Chi Minh City, Vietnam

Competing Interests

The authors declare that they have no competing interests.