About the Authors

Hongxia Li

Roles Data curation, Formal analysis, Methodology, Writing – original draft

Affiliation College of Management, Xi’an University of Science and Technology, Xi’an, Shaanxi, China

Yiru Zhang

Roles Data curation, Formal analysis, Writing – original draft

19103077006@stu.xust.edu.cn

Affiliations College of Energy Engineering, Xi’an University of Science and Technology, Xi’an, Shaanxi, China, Xi’an University of Science and Technology, Xi’an City, Shaanxi Province, China

Wanli Yang

Roles Data curation, Formal analysis, Visualization, Writing – review & editing

Affiliation Shaanxi Xixian Financial Holdings Group Co., Ltd., Xianyang, Shaanxi, China

Competing Interests

The authors have declared that no competing interests exist.