About the Authors

Xin Zhang

Roles Conceptualization, Data curation, Formal analysis, Investigation, Methodology, Project administration, Resources, Supervision, Validation, Visualization, Writing – original draft

Affiliation Honors School, Harbin University of Commerce, Harbin, Heilongjiang Province, China

Shen Zhong

Roles Methodology, Supervision, Writing – review & editing

Affiliation School of Finance, Harbin University of Commerce, Harbin, Heilongjiang Province, China

Fengge Yao

Roles Funding acquisition

102244@hrbcu.edu.cn

Affiliation School of Finance, Harbin University of Commerce, Harbin, Heilongjiang Province, China

Yuexin Li

Roles Resources

Affiliation School of Finance, Harbin University of Commerce, Harbin, Heilongjiang Province, China

Jian Li

Roles Resources

Affiliation School of Finance, Harbin University of Commerce, Harbin, Heilongjiang Province, China

Competing Interests

NO authors have competing interests